10 Amazing Small Towns in Florida That Are Perfect for Retirement (And What It’s Like Moving in Florida)

Small Town vs. Big City: What's Best for Retirees in Florida?

When choosing where to retire in Florida, one key decision is whether to settle in a small town or a major city. Each option has its advantages, but for many retirees, small towns overwhelmingly offer benefits that lead to a more enjoyable, affordable, and connected retirement.

The Case for Small Towns

Lower Cost of Living: Many small towns in Florida have more affordable housing, lower property taxes, and less expensive everyday costs compared to cities like Miami or Orlando.

Tight-Knit Communities: Small towns often foster stronger connections between neighbors, making it easier to form friendships, build support networks, and feel a sense of belonging.

Less Traffic and Noise: With fewer people and slower paces, small towns offer a quieter and more peaceful retirement experience—an important factor for overall health and well-being.

Natural Beauty: From lakes and parks to charming beaches and open green spaces, small towns provide more access to uncrowded nature spots that promote relaxation and active lifestyles.

The Appeal of Big Cities



More Healthcare Options: Large hospitals and specialized medical services are typically more abundant in metropolitan areas.

Diverse Activities: Cultural events, international cuisine, and major sports events are more common in urban centers.

Public Transit: Cities often provide more transportation options, which can be helpful as mobility changes with age.

Why Small Towns Win for Retirement

For most retirees, small towns strike the right balance between comfort, cost-efficiency, and quality of life. You’ll find welcoming neighborhoods, community events, and a slower pace that makes every day more enjoyable. While big cities have their perks, the stress, noise, and higher costs can take a toll.

That’s why more and more retirees are making the smart move to Florida’s small towns, where life is simpler, connections are deeper, and every sunset feels like a reward for a life well-lived.

10 Amazing Small Towns in Florida That Are Perfect for Retirement

Where exactly in Florida should you move? We’ve compiled the 10 most amazing small towns that retirees swear by!

1. Mount Dora

Located in Central Florida, Mount Dora is known for its quaint downtown, antique shops, and scenic lake views. 

It has a vibrant arts community and hosts numerous festivals throughout the year. Retirees love the slow pace of life, excellent healthcare access, and close proximity to Orlando for occasional big-city fun.

Highlights:

• Lakefront parks
• Historic architecture
• Renninger's Antique Center

Why move to Mount Dora?

Mount Dora is perfect for retirees who appreciate small-town charm, cultural activities, and peaceful lakeside living. It’s ideal for those who want to stay active with community events while enjoying a slower, more relaxed pace.

2. Venice

This Gulf Coast gem offers stunning beaches, walking trails, and cultural attractions. Venice is especially appealing to active retirees who enjoy biking, fishing, and arts events. 

The historic downtown has a variety of shops and restaurants, and the cost of living is relatively affordable.

Highlights:

• Venice Beach and Pier
• Legacy Trail
• Venice Theatre

Why move to Venice?

Venice is ideal for retirees who want an active lifestyle with access to beaches, cultural venues, and health facilities. Its friendly atmosphere and community-focused events make it a great place to enjoy the golden years.

3. New Smyrna Beach

If you love coastal living with a laid-back vibe, New Smyrna Beach is a top contender. Located just south of Daytona Beach, this town is known for its pristine beaches and friendly atmosphere. It's also a haven for artists and surfers.

Highlights:

• Atlantic Center for the Arts
• Canal Street Historic District
• Easy access to Orlando and Daytona

Why move to New Smyrna Beach?

New Smyrna Beach is perfect for retirees who enjoy a creative, coastal lifestyle with access to art galleries, beach walks, and a strong community spirit. It's a great pick for those who prefer relaxed living near the ocean.

4. Fernandina Beach

Tucked away on Amelia Island, Fernandina Beach combines natural beauty with a rich history. The town features Victorian architecture, a charming historic district, and uncrowded beaches. It's perfect for retirees who want serenity with a touch of class.

Highlights:

• Fort Clinch State Park
• Shrimp Festival
• Amelia Island Museum of History

Why move to Fernandina Beach?

This town is ideal for retirees seeking a refined yet peaceful environment. With a mix of history, beach access, and community charm, it’s well-suited for those looking to enjoy nature and culture alike.

5. Dunedin

Dunedin is often described as one of Florida's best-kept secrets. Located on the Gulf Coast near Clearwater, this town boasts a walkable downtown, plenty of parks, and access to the Pinellas Trail. The community is tight-knit, and local events keep things lively.

Highlights:

• Honeymoon Island State Park
• Scottish heritage events
• Downtown breweries and eateries

Why move to Dunedin?

Dunedin is perfect for retirees who value walkability, a vibrant social calendar, and outdoor activities. Its coastal charm and community spirit make it an excellent spot for staying active and engaged.

6. Apalachicola

For retirees looking for old Florida charm, Apalachicola delivers. Known for its seafood—especially oysters—this small town offers a peaceful, historic atmosphere. The cost of living is low, and the natural beauty is abundant.

Highlights:

• Estuarine Research Reserve
• Historic homes and inns
• Annual Seafood Festival

Why move to Apalachicola?

Apalachicola is a great match for retirees who appreciate a quiet, coastal lifestyle with a strong sense of history and local culture. It's an excellent choice for those looking to avoid the hustle and bustle of larger towns.

7. DeFuniak Springs

This panhandle town is a hidden gem with a picturesque circular lake at its center. DeFuniak Springs has a rich Victorian heritage, a low crime rate, and a low cost of living, making it ideal for retirees who want a slower pace and a strong community feel.

Highlights:

• Lake DeFuniak
• Chautauqua Hall of Brotherhood
• Walton-DeFuniak Library

Why move to Apalachicola?

Perfect for history lovers and those who prefer tranquility, DeFuniak Springs offers retirees a charming, close-knit town with scenic beauty and historic appeal.

8. Sebring

Located in Highlands County, Sebring is a budget-friendly retirement spot with scenic lakes and a famous international raceway. Golf courses, freshwater fishing, and relaxed living draw retirees from all over.

Highlights:

• Sebring International Raceway
• Highlands Hammock State Park
• Affordable housing options

Why move to Sebring?

Sebring is perfect for retirees seeking affordability, outdoor recreation, and a laid-back lifestyle. It’s a smart pick for those who love fishing, golfing, and lakeside relaxation.

9. Stuart

Stuart is known as the "Sailfish Capital of the World," but you don’t have to love fishing to appreciate its charm. This Atlantic Coast town features a vibrant downtown, scenic waterfront, and strong sense of community.

Highlights:

• Riverwalk Boardwalk
• Lyric Theatre
• Elliott Museum

Why move to Stuart?

Stuart is a top choice for retirees who want an active, waterside lifestyle with cultural amenities and local charm. It’s ideal for those looking for a balanced mix of excitement and relaxation.

10. Cedar Key

If you dream of island life without the crowds, Cedar Key is your answer. This quiet coastal town on the Gulf is rich in history and natural beauty. With no chain stores and a strong local culture, it’s a unique and peaceful place to retire.

Highlights:

• Cedar Key Museum State Park
• Kayaking and birdwatching
• Local seafood restaurants

Why move to Cedar Key?

Cedar Key is perfect for retirees who value solitude, nature, and a slower pace. Its small-town intimacy and untouched environment make it a serene retreat for peaceful retirement living.

Why Retirees Are Choosing Florida Over Other States

Florida has long been a top destination for retirees, and recent trends continue to support this reputation.

In 2024, Florida attracted 20% of all retirees who moved to a new state, maintaining its position as the most popular retirement destination in the U.S. This is more than double the percentage of the next most popular state, Minnesota, which attracted 7.1% of relocating retirees.

Several factors contribute to Florida's enduring appeal among retirees:

• Tax-Friendly Policies: Florida has no state income tax, which can be a significant financial advantage for retirees living on fixed incomes.

• Warm Climate: The state's mild winters and abundant sunshine are attractive to those looking to escape colder climates.

• Healthcare Access: Florida boasts a high concentration of healthcare facilities specializing in geriatric care, ensuring that retirees have access to quality medical services.



• Recreational Opportunities: From beaches and golf courses to cultural events and nature reserves, Florida offers a wide range of activities that cater to diverse interests.

These benefits, combined with a variety of retirement communities and housing options, make Florida a compelling choice for those looking to enjoy their golden years in comfort and style.

Smart Moving Tips for Seniors Planning a Retirement Relocation

Relocating during retirement can be a wonderful new chapter, but it also comes with unique challenges. Here are some essential tips to make the process smoother and less stressful:

1. Start Early

Give yourself plenty of time to plan and prepare. Begin packing well in advance, especially if you’re downsizing or letting go of items with sentimental value.

2. Downsize Thoughtfully

Evaluate your current belongings and decide what you truly need in your next home. Donate, gift, or sell items you no longer use or want.

3. Keep Important Documents Handy

Have all essential paperwork—such as medical records, financial documents, and IDs—easily accessible throughout your move.

4. Ask for Help

Whether it’s from family members or professional movers like Pro Touch Movers, don’t hesitate to seek assistance. The physical strain of moving can be reduced with the right support.

5. Consider Accessibility

When choosing your new home, think about long-term needs: single-story layouts, walk-in showers, grab bars, and wide doorways can be a big help in the years to come.

6. Take Breaks

Pace yourself and take breaks during packing and moving. Prioritize your health and well-being during the transition.

7. Label Everything Clearly

Color-coded boxes or large, legible labels can make unpacking easier and more organized.

By planning ahead and staying organized, your retirement move can be a smooth and positive experience, leaving you free to enjoy all that Florida's small towns have to offer.

Moving to Florida? Let Pro Touch Movers Help

If you’re considering retirement in the Sunshine State, the transition doesn’t have to be stressful. One of the smartest ways to ensure a smooth move is to hire reliable professionals like Pro Touch Movers, one of the top-rated movers in Jacksonville FL.

Why Choose Pro Touch Movers?

1. Expertise in Senior Relocations: Moving later in life comes with unique challenges. Pro Touch Movers understands the emotional and physical demands of downsizing and relocating, and we offer personalized support every step of the way.

2. Local Knowledge: Based in Jacksonville, Pro Touch Movers knows the ins and outs of relocating to small towns across Florida. Whether you’re headed to Mount Dora, Fernandina Beach, or beyond, we can navigate routes, traffic patterns, and regional logistics with ease.

3. Full-Service Options: From packing and loading to transport and unpacking, we provide full-service moving tailored to your needs. Need storage solutions while you get settled? We offer that too.

4. Licensed and Insured: Your belongings are in safe hands. Pro Touch Movers is fully licensed and insured, providing peace of mind during your move.

Planning Your Retirement Move

Before settling down in your chosen Florida town, take these key steps:

• Visit the area: Spend a week or two to get a feel for the lifestyle.
• Downsize: Evaluate what you really need and declutter before the move.
• Work with pros: Hiring experienced movers like Pro Touch Movers can make the transition seamless and stress-free.

Whether you're moving from across the country or from within the state, the right moving company can make all the difference. If you're researching movers Jacksonville FL, Pro Touch Movers should be at the top of your list.

Final Thoughts

Retirement should be about enjoying life, not worrying about crowds or chaos. Florida’s small towns offer a unique mix of beauty, community, and convenience that big cities just can’t match. 

Whether you’re drawn to the artsy streets of New Smyrna Beach or the coastal calm of Cedar Key, you’re sure to find a place that feels like home.

And when you do, let Pro Touch Movers help you get there. As one of the best moving companies in Florida, we’ll take care of the heavy lifting so you can focus on enjoying your next chapter in one of Florida’s hidden gems.